During my undergraduate study, I worked a bunch of random jobs, applied for every scholarship under the sun, and interned, saving every penny so I could graduate debt-free. By the time I was in my 3rd year, I had a few thousand dollars saved, so my parents suggested that I put my money into a 1 year certificate of deposit (CD) at my bank. I’d always thought investments were for ‘real’ adults with a lot of money, not a young, college student like myself. I made the investment anyways; I would at least have my money safe somewhere I wouldn’t be tempted to use. Once my CD matured a year later, I wanted to invest my money somewhere I could reap long-term benefits.
So, my parents suggested buying a house. I seriously doubted that I would be able to. I didn’t have 10s or 100s of thousands of dollars saved, I didn’t have extensive credit history, and I just felt I couldn’t. I had only seen 20-year-olds buy houses on Twitter, not in real life.
Views from my porch 
Document signing!
Despite my doubts, my parents and I decided to look through some available real estate. We found a condo that I could afford and made an offer. A bunch of people had expressed interest in the condo, but my offer was chosen! The entire process took less than 3 months and I was able to rent it out immediately after closing! Now, the rent money I’m receiving is paying off the house, all at the age of 21! Honestly, I can’t believe I’m a homeowner sometimes, but I am so grateful for how far I’ve come. I want to encourage you, you are not too young, too broke, too inexperienced to achieve your dreams and goals! Just take that first leap of faith. I’m rooting for you!
Super proud of you Sama🙏🏾❤️
This is so freaking awesome! Not only are you a homeowner, you are generating rental income from your property at 21. Kudos to you and your great parental advice 👏🏾👏🏾👏🏾
Thank you so much Aliyah!!
Inspiring. Congratulations 🎉🎉.
Thank you!!